This article educate you about basics of Mutual Funds . It’s an Indian habit whether we receive our monthly salary or when we decide our budget for our business income we usually save a bit for our future. So how an individual usually saves this money can be brief as below : – • Saving account – The money kept in bank’s saving account provides you certain percentage of interest, which increases it’s amount but not it’s value. In my opinion it’s a worst type of investment as the interest provided by bank is unable to beat inflation rate. So it’s a no use investment and usually waste time with no gain. So your investment should be able to beat inflation rate to earn certain profit. • RD/ fixed deposit -A fixed deposit (FD) is a financial instrument provided by banks or NBFC which provides investors a higher rate of interest than a regular saving account , until the given maturity date A recurring deposit is a special kind of deposit offered by banks in India which help...